Comments on: Insurance Company Cancels Policy Over Family Dog

By: Red Baron

Red Baron — Mon, 29 Oct 2007 21:03:56 +0000

The GSD we had when I was a kid had floppy ears, guess she was a short-haired collie.
I’d watch saying Chow too. How about a Lab or a golden, or maybe a hound

By: Shawna

Shawna — Thu, 06 Sep 2007 02:30:18 +0000

He should take them to court. I don’t thank it’s right to refuze to give him a list of dogs that he personnelly asked for to show proof if his dog is on the list. And I feel that his vet is right, it does look like a chow mix.

A lawer can get information from the insurence company, sence he can’t get it himself.

By: Marie

Marie — Thu, 16 Aug 2007 16:09:48 +0000

This is ridiculous! These insurance companies should not be allowed to do this.

By: Thel Josenhans

Thel Josenhans — Wed, 15 Aug 2007 05:47:23 +0000

I think your insurance Co. is a nut………..
FURMOM ……… says it all …. She is right.
We have a German Shepard & a Spitzs , both gentel , but , ” crooks “, they can scents ……… The Ins. Co . , should be glad you have a dog , to warn you , robbers , fire, dogs & cats , they know , before us.
Animals are like people , the way , they are raised , train them to be mean , or gentel, loving, protecters .
Go with a honest Co. , LOW RATES , ” STATE FARM INS. CO. ”
You dog is a chow, most are black , He sure doesn’t have German Shepard in Him , you have a ” BEAUTY ” . that Co. doesn’t deserve you, be glad , to get rid of them. T.K.J. Thel

By: Lynn

Lynn — Wed, 15 Aug 2007 05:08:14 +0000

Two can play this game. Lie. Call it an apricot poodle mix if the next company asks.

By: Kathy

Kathy — Wed, 15 Aug 2007 04:30:32 +0000

Not only is anything with prick ears a German Shepherd, any dog that is black and tan, or black and tan and white, is a Rottweiler! Only solution—keep the blinds closed and the dogs in the house during business hours. I hope someone will start an insurance company for people with dogs as most insurance companies are doing this now!

By: Merlin Marshall

Merlin Marshall — Tue, 14 Aug 2007 20:52:43 +0000

Obviously the insurance company was looking for a way to drop the guy as a customer, and that was the excuse. Its unprovable in any case, but seems especially fishy if they won’t divulge their list of vicious breed dogs. He is better off without this company, they would probably screw him out of a payment if something did happen to his house.

By: mikken

mikken — Tue, 14 Aug 2007 20:03:27 +0000

Madness. How many guide/service dogs are GSDs? I know a disabled woman with a service dog that just happens to be a Rottie - she needed a breed big and strong enough to catch her when she falls and to help her get up again (and the Rottie does laundry, too!).

Breed discrimination is a foolish path down which we seem to be headed everywhere, unfortunately.

By: Donna

Donna — Tue, 14 Aug 2007 18:24:16 +0000

One insurance company stated any dog with “prick ears” is a german shepherd. How dumb can any company become ?

By: Pukanuba

Pukanuba — Tue, 14 Aug 2007 18:23:21 +0000

I live in CA & they ask you a bunch of questions when you have a dog & try to get any kind of homeowners or renters insurance. The first time that happened, I asked why & was told they have a list of aggressive dogs & if my dog is on that list, they will refuse to insure me. This is fairly recent as I don’t remember being asked that question a few years ago.

The same as any other big business……the name of the game is profit & screw the customer.

By: nora

nora — Tue, 14 Aug 2007 17:25:13 +0000

This dog has the sweetest face. Look at those eyes. Gentle to a fault I’ll bet. And since Insurance is really nothing more that legalized Extortion, their decision is not surprising. They care as much about their customers as the large dog food companies and the corporations that own them. They are dishonest and unethical The employees are brainwashed into thinking they are superior as humans and the adjustors play God with Humans lives, and now apparently Animals too. They have to extort as much funds as possible out of the customer to build the Huge office buildings with Gyms and Huge Cafeteria’s that feed an already overfed and mostly obese personell and support the CEO’s and the higher ups 2 - 3 vacation homes and Country Club dues and cover all the Medical Ins that they furnish for the unhealthy overweight employees..

By: Gayle Phillips

Gayle Phillips — Tue, 14 Aug 2007 16:31:00 +0000

I believe that all of this “vicious breed” hype has gone entirely too far. I’ve seen teacup poodles and miniature dachshunds that would lay your face open in a second if someone would just pick them up and put them there so they could reach. Aggression can occur in any breed. I, too, sincerely hope this gentleman secures the services of a good attorney, he needs one. Insurance companies are one of the wealthiest businesses in the world and if you DO file a claim, all of your paid premiums have actually already paid for it. In a career in law enforcement I cannot count how many times I’ve told people to get a small dog that will alert them to the presence of an intruder. A home invasion artist will pick any other house than the one that has a dog. How many such “freedoms” do we as Americans have to have taken away by big business and the government before we say “enough is enough!” ?

By: furmom

furmom — Tue, 14 Aug 2007 15:18:24 +0000

This dog looks like a Chow, which is irrelevant anyway because even if he was a Shepherd he would not be more likely to bite (unless a bad guy breaks in). We’ve had Shepherds for years and never a problem with our insurance company. Has the company considered that on average a home with a Shepherd would have fewer claims for robbery, since a robber would have to be crazy to enter a Shepherd’s home? We are probably the only home in our area that hasn’t had a break in.

By: Judy

Judy — Tue, 14 Aug 2007 14:47:55 +0000

I don’t know what state these people live but unfortunately in Massachusetts at least insurance companies can cancel your homeowers policy if you do not disclose that you have a dog and or if that breed is on a list.

And if your dog has actually bit someone you are really screwed only one company will take you.

Fair no I don’t think it is.

By: shibadiva

shibadiva — Tue, 14 Aug 2007 11:21:03 +0000

Looks like a sweet chow mix to me.

So before anyone rescues a dog these days, they need to check around to see if it’s OK with the insurance companies?

We have compiled lists on the web of vacation spots and hotels that are pet-friendly. And airlines are being reviewed. Maybe there’s something similar for insurance companies so that we can make more informed decisions about our home coverage?